Vietnam property total ownership cost

Build a cash-flow scenario with your own purchase and sale prices. No price growth is forecast. This does not establish eligibility to own property or transfer money.

Tax amounts are inputs, not legal calculations. Confirm each amount for the transaction date, tax residence and payer. If the date or residence changes, verify the amounts again.

Transfer cost reference tool (Vietnamese; check its scope) · Rental tax reference tool (Vietnamese; check its scope) · Land sale net proceeds

Scenario contextPurchase dateSale dateTax residence for this scenarioFinancingInclude rental activity

Purchase

Purchase priceHolding period (months)Purchase deposit credited to price

Purchase costs — your share

Purchase-side income tax borne by youRegistration fee borne by youNotarization borne by youTranslation / certificationMaintenance contribution at purchaseOther purchase costs (including VAT if additional)

Holding — monthly

Monthly managementMonthly repairsMonthly insuranceMonthly holding taxes

Loan — equal principal

Loan balance at purchaseRemaining loan term (years)Initial annual rate (%)Months at initial rateSubsequent annual rate (%)

Rental

Rent per occupied monthVacant months at startMonthly rental tax provision, including vacant monthsRefundable tenant deposit

Sale and outward transfer

Sale price you assumeSale tax borne by youOther sale fees borne by youEarly repayment fee quoted by bankOutward transfer feesFX spread cost in VND (your bank quote)

Vacancy is placed at the start. Tenant deposit is received in month 1 and refunded in the final month. Loan funds are drawn at purchase; remaining principal is repaid at sale. Maintenance paid at purchase must not be entered again as monthly repairs.